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Wednesday, 22 October 2008

PALIN IS SHE A SUPER WOMAN?




Super sarah palin can she pull back mccains campain in the last weeks? thats the question i/m sure every republican voter must be asking. Barak Obama at this time if the polls can be believed has a clear lead Mccaim and palin need to pull out all the stops to close the gap, maybe the super woman can come to the rescue. UP UP AND VOTE AWAY!!!

Sunday, 19 October 2008

KIM JONG -IL DEAD???


IT IS POSSIBLE MISTER KIM [KIM JONG-IL , OR GIM CHEONG-IL] HAS DECIDED TO TAKE A BREAK AT HIS FATHER'S HOUSE IN NORTHAMPTON, UNITED KINGDOM AND HE CAN NOT GET A MESSAGE BACK HOME TO THE DPRK - HAVE HIS STAFF READ HIS MEMO OR LISTENED TO HIS VOICEMAIL??? OR, HE COULD BE IN NOTTINGHAM TRYING TO FIND HIS OLD FORD CORSAIR HE'S GOT A NEW BATTERY FOR!! HAS HE TUNNELLED INTO CAMP DAVID TO FIND OUT ABOUT THEIR GLOBAL CRISIS [OF CONFIDENCE]. I SUGGEST TRYING PASSPORT/IMMIGRATION CONTROL AND SEE IF PAUL FRANCIS OR FRANCISCUS HAS PASSED THROUGH - HE HAS VISITED UK FREQUENTLY IN THE PAST YEARS AGO BECAUSE OF DUAL NATIONALITY. HIS BROTHER OR STEVE SIMPSOLE COULD KNOW OF THE LOCATION. OR HE COULD BE GENUINELY ILL, OR THE EXPECTED ANNOUNCEMENT IS NOTHING LIKE THE NEWSPAPER REPORT SUGGESTS IT COULD BE ABOUT. Posted By :TREVOR CULLIN
Ever since Kim learnt to brush his teeth by himself things have changed for him . He got a contract to appear in a toothpaste advert he has not bothered going to govt meetings , parades or the odd execution or two. However he still seems to be wearing his Elvis impersonators hairstyle, sunglasses & jump suit. Will the upcoming announcement be that he is off to Vegas to pursue new carreer options ? or what? the world waits with baited breath! ( you will have to excuse my sarcasm - but if he's gone - good riddence - however some other crackpot communist dictator will have their itchy finger on the nuclear trigger - so we are no better off ) Posted By :jerome webber

Saturday, 18 October 2008

HAVE THE UNITED STATES ELECTORATE CONSIDER IMPLICATIONS OF SARSH PALIN IN THE HOT SEAT IF MCCAIN WERE TO GO TO THE GREAT CONGRESS IN THE SKY?


I wonder if the u.s.a. electorate if they vote for Mccain on nov 4th have considered the implications of Sarah Palin curled up in the top seat in pennsylvania avenue,

if John Mccain were to shuffle of this mortal coil to the great congress in the sky.

how would she cope with, the current finance crisis, another military move by Putin and co..in the Russians back yard,Israel and Iran coseying up to each others airforce!!

Wednesday, 15 October 2008

FOUR SEASONS IN ONE DAY




Four seasons in one day: insuring against those rainy days
In many parts of the world, it’s not too uncommon to hear these wise words: “If you don’t like the weather, hang around for 20 minutes”. And of course, this is merely a jovial attempt at brushing-aside the issue of notoriously rotten weather experienced in certain countries; but there may just be an element of truth to it. Indeed, whilst ‘four seasons in one day’ may be a somewhat hackneyed expression, many people would certainly be willing to vouch to having experienced at least two or three seasons in any given day.the same can be said for the financial markets nations have seen highs,lows,steady,stormy days in the past few weeks. we have watched the FTSE and the DOW rise to cumalas heights, then fall like thunder clouds,we have seen days where shares have spun like a tornado,lately a typhoon has struck the Nikkei causing shares to tumble. unemployment and recession worries after all these goverment bail outs are causing stocks to implode again , it looks like stock markets and unpredictable weather, it would seem, go hand-in-hand. The floods that swept parts of Britain in the summer of 2007 are testament to this too. Not only were the public caught completely off guard as to the severity of the weather they faced, with two months worth of rain falling in just twelve hours in some areas, but the effects were still evident almost a year later, with an estimated five thousand households still lying empty due to flood damage. If we use this analogy for the markets public and governments caught off guard massive losses in output, jobs, factory closures etc. years later still no improvment ,who knows what maelstrom awaits us we can only hope these billions in cash injections work..

Saturday, 11 October 2008

QUESTIONS TO ASK FOR SPEED DATING


Questions to Ask for Speed Dating do you mention finances?
So, you've decided to try speed dating, but you have no idea what you are going to ask your speed dates? Here are some speed dating questions that will help you get the information you want out of potential long-term partners:Do you believe in love at first sight?What do you think is the most important value in a relationship?When was your last relationship? How long did it last?What are you looking for in a relationship?What you don't want in a relationship?Which is the one job in the world that you would really like to do?If you had three wishes, what would they be?If you were an animal, what would you be? If you had only six months to live, what would you do first? If you could travel through time, what mistake would you correct in your life?What do you do for fun?Where do you see yourself in 5 years?Who was your hero as a child?What makes you laugh and what makes you cry?What are you most proud of in your life?What is the one thing you would most like me to know about you?What words would your friends use to describe you? It's not a good idea to ask your prospective date where she or he lives until you know them a little better. If possible avoid sensitive areas such as religion or politics. Remember to maintain eye contact during the conversation. Also, don't turn the conversation into an interrogation. It is important that you trust your gut instinct. Asking the right questions combined with your intuition will definitely help you find the man or woman of your dreams.

Friday, 10 October 2008

YOUR VOTE IN AMERICA IS VITAL TO ALL OF US.


Your Vote in America is vital to all of us.
we have been watching and listening to the Obama and McCain parties go at each other. I don't know why muck slinging is necessary; candidates should focus on their own campaigns and allow voters to arrive at their own conclusions. They don't need to tell us about the other candidate's shortcomings.what with all the financial fallout the world is suffering,Before November, voters need to insure they thoroughly research the candidates. The internet is great for locating valuable information. If you don't have a computer, visit your local library.Politicians are basically motivational speakers, so don't judge them based on their appearances and fancy speeches. Most politicians are educated, well spoken and tell you everything they think you need to know. When listening to your candidate remember, somebody else wrote their speech and helped them select their wardrobe.Unfortunately, we live in a judgmental society.people judge others based on their appearance, financial status, race and gender.i suspect many people did,nt vote for Hillary Clinton when she ran against Obama for the Democratic ticket because she was a woman. None of them took into account her political beliefs because they couldn't get past her gender. I expect this closed minded thinking to carry into the upcoming election. A percentage of voters can be expected to vote based solely on race or gender.Americans are facing harsh economic times;finance institutions are going to the wall,banks collapsing , jobs could start to decline.Americans need to look past appearances and gender while selecting a candidate who can bring economic stability to america and ultimatily the world! choose carefully in the coming weeks.

Thursday, 9 October 2008

FINANCIAL PANDEMIC STRIKES AROUND THE WORLD


A terrifying contagious financial pandemic is spiraling out of control around the globe, nothing seems to be able to stop it!!!

their have been deaths leymann bros,merrill lynch so far, iclandic banks in deep trouble,

how long until major european banks, institutions start to succumb? there have been heavy falls of stocks in asia overnite russia,s stock market has been suspended president bush is to speak this morning to america and the world. is there a doctor in the [banking fraternity]who can supply acure before its too late?

UK AN ICELAND IN" WAD " WAR



The uk and iceland seem to be on collision course over the banking collapse, gordon brown has warned the icelandic goverment that he is considering taking legal action over the issue to retreive funds placed in assumed safe banking institutions,by various public bodys local councils fire services retail business and the like.

kerry katona
on a light hearted note[i suppose thats all thats left in this debacle] its not clear what action Gordon brown can take, he could threaten them with kerry katona with her buy one get one free ads and her Double D gunboobs ,that she appears in for iceland frozen food outlets, hense the phrase frozen assets has a whole new meaning!

NUTTY NORTH KOREA MJSSILE TESTS


Nutty north korean,s are said to be preparing multiple short range missile tests in the very near future. south korean armed forces are on alert,

Tuesday, 7 October 2008

FINANCE MARKET GONE VERY COLD IN ICELAND

Islandic bank landsbanki has gone into receivership, landsbanki owns internet bank icesave which has stopped savers withdrawing their cash. is this pebble in the pond about to cause another ripple that turns into a tidal wave.

GOVERMENTS TO MAKE FORTUNE OUT OF MORTGAGE CRISIS

Government To Make Billions From The Mortgage Crisis by: Aubrey Clark,


The mortgage crisis has had a negative impact on everyone, not just homeowners. Elected officials are working hard to pass legislation that is designed to prevent future banking debacles. Unfortunately, history has proven that when legislators over-regulate banks that it tightens the reins on lending. This is done by raising the bar on what it takes to qualify for a mortgage or installment loan. Predictably, it’s the middle class that will feel the pinch more than anyone. Specifically, it’s the middle-class, self employed small business owner that be injured the worst. Most people are aware that you can reduce your taxes by deducting expenses and qualified charitable contributions. What most people don’t realize is that small business owners live and die by those deductions. Tax rates have risen on the self employed more than any other segment in our society. To counter these tax hikes, legislators created more “loop-holes” write off’s and deductions for small business owners to use. For this reason, small business owners rely on creative CPA’s to maximize their deductions in order to show less income and pay less taxes.There are nearly 23 million small businesses in America and over 35 million sole-proprietors and almost every one of them employ savvy CPA’s to keep them in the black. The draw-back is that by doing this most self employed borrowers are unable to prove enough income on paper when applying for a loan or a mortgage. Traditional mortgage lending practices of yester-year required that borrower’s prove sufficient income when taking out a loan. Over the years, taxes have risen for small business owners at staggering rates, far above what they have for W2 employees. At the same time the self employed borrower's “provable” income has dwindled proportionately. Under traditional banking rules most of the self-employed people wouldn’t be able to qualify for business loans or mortgages. This would ultimately force small business owners out of business and cripple our would economy. This new business paradigm literally forced the banking industry to create lending products that catered to small business owners who could not prove all of their income. These products were called “stated” income loans and did not require borrowers who had good credit to prove their income. These products originally required good credit and sufficient assets in order to qualify for them. Responsible guidelines and common sense underwriting kept default rates on these products in line with conventional mortgages. Unfortunately, as competition for this segment of borrowers stiffened between lenders the stringency to qualify for these mortgages softened, thus the mortgage crisis. It is exactly this type of loan that our law-makers are trying to do away with through legislation. The new mortgage bill being bounced around has specific remedies for irresponsible lending. Meaning, if a bank loans you money and it can be proven in court (attorneys like this law by the way) that the bank was irresponsible in doing so they could be penalized. The definition of “irresponsible” is did the borrower have the capacity to repay the loan, meaning did they prove enough income. This bill will kill stated income loans, period. So where does this leave the responsible self employed borrowers who needed these loans to live and operate their businesses? This leaves them with higher taxes. Should this bill pass self employed borrowers will be forced to claim more income each year on their tax returns in order to qualify for car loans, mortgages and even business loans. This will negate any of the loop-holes and deductions they were promised in lieu of higher taxes. This means the government will rake in billions in extra revenue as a result of this bill. For example, let’s assume that a small business owner claimed $40,000 in income last year after deductions and business expenses. If she was in a 40% tax bracket she would pay roughly $16,000 in taxes. Under the new banking guidelines that same business owner may have to claim $80,000 In order to qualify for mortgages, car loans and business loans. Assuming she’s in the same tax bracket, she would now have to pay $32,000 in taxes. Multiply $32,000 by 23 million business owners and that’s one huge pay-day for Uncle Sam. You can bet that the Senators pushing this bill through congress are well aware of this left handed tax raise. You will never hear them mention it either, I wonder why?. You will hear about the naughty lenders that put good wholesome red blooded Americans in the street through predatory lending practices. You will never hear about the 20 million business owners who paid their mortgages on time and actually need these loans to stay in business.

Finances its beginning to look like we/ve took off without parachutes




it look,s like the finacial crisis is now out of control, at least for the time being, the analogy flying without parachutes, if the fuel or the wind drops, then we are all goin to hit the ground with a bang!

talking of wind dropping its been like a finacial hurricane and the eye in the dark skies have/nt arrived yet!



how long and what is required to bring back the blue skies who knows!!! its certainly going to be a bumpy turbulent ride "dont look down" come to think of it dont look down either!!!!!!








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